PPF Calculator
Project PPF maturity for any annual contribution and tenure. Current PPF rate is set quarterly by Ministry of Finance — verify before investing.
Enter PPF Details
Notes
This calculator assumes a constant rate for the full tenure and yearly compounding (PPF interest is compounded annually). The actual PPF rate is reset every quarter by the Ministry of Finance, Government of India.
Compare with our FD calculator or SIP calculator.
Frequently Asked Questions
What is the PPF interest rate?
PPF interest is set every quarter by the Ministry of Finance, Government of India. Recent rates have been in the 7.1% band — always confirm the current rate on the official India Post / RBI notification before investing.
What is the PPF tenure?
Public Provident Fund has a lock-in of 15 years, extendable in blocks of 5 years.
Is PPF tax-free?
Yes. PPF enjoys the EEE (Exempt-Exempt-Exempt) status — contribution, interest and maturity are all tax-free under current Income Tax rules.
What is the PPF investment limit?
The minimum annual contribution is ₹500 and the maximum is ₹1.5 lakh per financial year.
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